Insurance sexy? Dare us.

Dare to do insurance different

I’m Harvey M. Wexelman. 30+ years placing coverage for complex lives. Simple, sharp, and actually interesting. Layered assets. Hard-to-place homes. Advisors who hate boring. Curious yet? Good.

Experience Over 30 years
Base Miami Beach, Florida
Seasonal Sagaponack, NY · July–mid-October
Licensing CA Lic. #0E73574
Reach Hard-to-place property, when markets say yes
Brand Harvey the Insurance Broker
30+ years Thirty-plus years in, I kept the judgment and ditched the circus.
Advisor-fluent Family offices and wealth managers? I speak peer. No pitch theater.
Complexity = fun Layered assets. Multiple entities. That’s where I get interested.
Prestige markets Chubb, Berkley One, PURE, Private Client Select (formerly AIG Private Client Group), Cincinnati, when appointments, appetite, and underwriting line up.
All me My name, my judgment, my phone number. This site is about me and how I work. Subject to appointments & underwriting.
Quiet by design Private chat. No online bind. No rate-shop circus.

Prestige personal lines

Names you’ll recognize

For ID only, not an appointment claim or placement guarantee. Subject to appointments, appetite, and underwriting. Marks belong to their owners.

  • Chubb
  • Berkley One
  • PURE
  • Private Client Select
  • Cincinnati

How I Work

Four moves. No fluff.

I don’t pitch into the void. I map the risk, then place a program for how you actually live. Subject to underwriting and policy terms.

Listen & map

Lifestyle, holdings, entities, and the advisors already in your orbit.

Hunt the gaps

Limit shortfalls, exclusion traps, entity mismatches, before a claim or a lender does.

Structure & place

Design it. Submit to markets that get complex private-client risk, when appointments, appetite, and underwriting allow.

Stay curious

Renewals with your wealth team. Clear notes. We adjust as life moves.

Who I Serve

You already have a team. I’m the missing piece.

Most clients don’t walk in alone. Family offices. RIAs. Wealth teams. And homes that aren’t easy. Placements subject to appointments and underwriting.

  • Individuals & families

    Hard-to-place homes (Florida waterfront, California wildfire, mountain lifestyle), plus collections, excess liability, lifestyle risk as one program. When markets allow.

  • Family offices

    Entity-aware placement. Shared renewals. Zero drama.

  • Wealth managers, RIAs & their clients

    You own capital. I own risk. Clean lanes. Better sleep.

Meet my people →

Coverage at a Glance

Personal + commercial. One brain.

Household risk and the businesses around it. Same relationship, no silos.

Residences & contents

High-limit homeowners and condo, including selective hard-to-place waterfront, wildfire, and mountain homes where markets allow, plus valuables and second homes.

Excess liability

Umbrella sized to your life, not a brochure default. Protect the balance sheet like you mean it.

Management liability

D&O, E&O, EPL, and related covers for principals, family-office entities, and operating companies.

Cyber & specialty

Cyber, commercial property and CRE, workers’ comp, and related lines when they fit and markets allow.

Want more?

Then talk to Harvey.

No online quotes. No funnels. Steal 15 quiet minutes. I’ll meet you there.